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  • Writer's pictureHenriett Hajdu

Happy New Year

Start your New Year off right by making some financial resolutions. Our website,, has some previously posted blogs with some great financial advice. One of my favorites is "Five Bad Money Habits You Need to Quit ASAP". Just incorporating these 5 things into your life can go a long way toward improving your economic situation. We have other articles as well with helpful tips from paying off student loans to reducing your winter power bill.

There are so many "little" things that can be done on a daily basis to improve your finances. One of the things I've made a commitment to control is errands. I don't run errands every day or at the drop of a hat. I try to organize my errands. For instance, if possible, when there is something I must do in Athens, I wait until there are multiple things I can do there at one time. This was especially important for me when gas prices were at an all time high, but why waste gas any time.

I'm also conscious of using electricity and water. When I leave a room, I turn off the lights. I have tried to train my children in this habit as well. Even though we have a well for our water, its still not free. It takes electricity to run the pump and propane (and propane accessories) to operate the hot water heater. With that in mind, we don't take ridiculously long baths or leave the water running while brushing teeth. Don't even get me started on spending ridiculous amounts of money on things like Starbucks!

Probably one of the biggest problems people have in this "entitled" minded country is living above their means. For those of you too young to understand, that means spending more than you can afford. I see this on a daily basis when people wear designer clothing but they can't pay their rent. Or, driving a luxury car when your electric bill is overdue. What's up with that? Don't even get me started on spending ridiculous amounts of money on things like Starbucks!

Another bad habit people have is using credit cards for everything. One recent article says you should not use credit cards unless you can afford to pay the balance every month.

If you see yourself in any of the scenarios I've posted, consider some life changes. And what better time to do that than January 1, 2016. Tri County Title Loans would love to help you on your economic journey with a title pawn. We have the lowest interest rates in this area not to mention a dedicated staff willing to do our best for our customers. We also have various opportunities to lower your payments from referring other individuals for loans to completing Google reviews.

Happy New Year!

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