• American Title Loans


A good credit score is important in today’s world. It can help lower your borrowing costs and help you to pay less for insurance. It could even help you land a job! That’s because lenders, insurance companies and a growing number of employers are using credit information to make decisions. What’s the best way to increase a credit score? Here are three things that people with high credit scores have in common:

1. They pay their bills on time. On-time payments can provide a big boost to a person’s credit score. Likewise, late payments can dramatically lower it.

2.They check their credit report regularly. Credit bureaus make mistakes. Checking your credit report at least once each year is key to making sure the right information is being reported to the credit bureaus. Credit scores reflect the quality of your credit record; mistakes can lower your credit score.

3. They use credit sparingly. Aim to use only a small percentage of your available credit. Maxed out credit cards or balances approaching a credit limit tend to lower your credit score. Consumers with high credit scores often enjoy lower rates for mortgages and other types of consumer loans and lower premiums on some types of insurance policies. A high credit score also can help you during a job search, since nearly half of U.S. employers conduct credit background checks on applicants.


Recent Posts

See All

Cleaning and Disinfecting Your Home

Everyday Steps and Extra Steps When Someone Is Sick What you need to know Wear reusable or disposable gloves for routine cleaning and disinfection. Clean surfaces using soap and water, then use disinf

Customer Notice: A title pawn is a 30-day agreement, meant to be a short-term financial solution. However, borrowers often extend these pawns over a period of 2 to 24 months, which can be expensive. Title pawn customers have the option to extend their agreement at the maturity date, on the condition that finance charges have been satisfied for the period.

DISCLOSURE: This is a solicitation for a pawn transaction. This is not a guaranteed offer and requires approval. Amount subject to vehicle evaluation. Results and actual pawn amounts may vary. Certain limitations apply. Please see our FAQ page for more information.