When you need money immediately, you don't usually have time to drive all over town and fill out a bunch of paperwork. But is it even possible to get a title pawn loan in one day? That depends on the lender you use. With many money lenders, including online companies, it takes at least one business day to get your money.
Not so with Tri County Lending Group. We can go through the process and put your money in your hand usually in less than an hour.
It's not unusual for the average person to occasionally need some fast cash. At some time or another, most of us have experienced some situations like those listed below.
Medical Emergency - Even when you have health insurance, health care can be very expensive. Even a relatively small procedure like a tonsillectomy can cost upwards of $5000. With health insurance, that'll still end up costing you around $1000 out of pocket. If you're living paycheck to paycheck, you might need to take out a loan to cover that cost.
If you find yourself faced with an obscenely high medical bill, you might consider negotiating with the health care provider. There's a chance they'll reduce the amount you owe. You can also request a payment plan, so you pay a little at a time. This may help you avoid needing a car title loan today.
Car Repair - Maybe you need your car to get to work. If you can't get to work then you risk losing your paycheck. That's why if your car breaks down you usually always have to fix it.
Still, if the auto shop quotes you an unreasonable price, you can always get a second opinion. Sometimes even just telling the shop that you're going to pursue a second opinion will persuade them to lower the price quote.
If you do end up having to pay a high sum of money for car repairs, you should once again ask if they offer a payment plan. If they do, be sure to double-check the interest rate. You don't want to end up paying more for their loan than you would for a loan from us.
Home Repair - Some home repairs can be put off until you have more money in the bank. Others can't. If you have roof damage during the rainy season, it will require immediate attention. If you're not a handyman, you risk personal injury if you try to take care of this yourself. So you're usually forced to pay for the repairs, even if you can't afford it.
You don't want to pay less for a job that won't last. But you also don't want to break the bank on repairs that could have been done just as well for a lot less. Just make sure you go with a reputable repairman that charges a fair rate for quality work.
Entertainment - Let's face it, one reason for needing a vehicle title pawn in a hurry is to splurge on something you don't need but you really want. If you find yourself in this situation, you need to realize that you're not being forced into this expenditure by anyone other than yourself.
If you have to take out a loan to pay for something fun, then it might be better to just skip the fun experience altogether and save up until you can afford to splurge on a little entertainment.
Education - Paying for learning is like investing in yourself. That's a great cause but it is very expensive. Many people do have to take out loans to pay for their education. Before you do that, though, you should make sure you've exhausted all your other options.
Your first stop should be at your school's financial aid department. Ask to speak with someone that can help you figure out which scholarships and grants you should apply for. A few hours of work applying for scholarships can end up saving you thousands of dollars in the long run. There's no guarantee that you'll be selected, but it can't hurt to apply.
These are just a few of the many reasons you may need money in a hurry. Most of these are emergency situations and that's what title pawns were invented for.
Just be sure you do some research and choose a reputable company with low rates.
Be sure to check out Tri County Lending Group. We're a hometown, honest company offering the lowest interest rates around. Come talk to our knowledgeable, friendly staff and we'll do our best to meet your financial needs.